Passover is coming, dear Readers!! This means it is spring and time for renewal. As all good Jews around the world are celebrating their freedom, so too is Retirement Yenta. She is freeing herself from her past work files. FREE FROM THESE FILES AT LAST! She no longer is kidding herself into thinking she needs these files for reference. She is pushing them out the door as fast as she can. Don’t let her manic composure fool you, this gal is ready for retirement level ten (aka watching the tides in Miami Beach). So, dearest ones, your Yenta wants you to know that everything has its season and everything has its time. She wants you to know that it has a reason and a rhyme. So, allow yourself to let go.
Retirement Yenta has said it before and she will say it again. TRAVEL LIGHT. There is no reason for anyone to be traveling to their vacation home or retirement home while lugging around a heavy bag. That’s right, dear Readers. No. Heavy. Bags. PERIOD. It’s not good for your shoulders, neck, and certainly not good for your back. So, why do it? OHHHH, you need your things close by. Right. Retirement Yenta loves her stuff and she loves it to be available in all of her homes. So, dear Readers, what’s a Yenta to do? This little Yenta takes stock of her wardrobe in NYC a week or so before she heads off to Miami Beach. She digs through her closet and says to herself, “Will this be perfect in Miami Beach?” Then she asks, “Did I buy an extra one of these to keep in Miami Beach?” (Because, she likes to keep tennis whites and other outfits in each of her homes.) If she wants it in Miami Beach, and it’s not in Miami Beach, she then ships it to herself. She has a doorman there that will deliver it to her apartment. No carrying necessary! No bad backs necessary! Your Yenta further recommends you not mail anything that is not replaceable. You never know when a bag could be lost and that’s a price you don’t want to pay, no matter the cost!
When packing, RY stuffs some necessities, a scarf, and her important papers in her computer bag, and a few other items in her big purse, and she’s ready to hit the road.
Retirement Yenta wants you to consider what you need and how to save yourself from the pain and anguish of carrying a heavy bag. Mail your travel wardrobe and non-essentials. Carry only necessities and enjoy your freedom from heaving and huffing around a hefty haul.
What are your travel tips? Let us know your thoughts!
Once upon a time, dear Readers, your dearest, little Yenta suggested you paint all of your residences in the same color schemes (See Tip #349). It worked for her for a time, but as the days and weeks passed, your Yenta began to notice that her NYC bedroom felt a little off. “Why, oh WHY?”, she wondered. Could it be that her perfect coral walls didn’t fit the NYC decor? Yep, that would be the answer, dear Readers. So, RY did a little color change up. She thought and thought about what color would work. She looked around the town and at her favorite design magazines and she decided that a nice pale gray would do the trick. It’s neutral. It’s elegant. It makes the white moldings pop. AND, her stunning white duvet, navy blue coverlet, and sunshine-y yellow pillows simply beam with her beautiful new walls. It’s sleek. It’s modern, yet traditional. It’s, well…, it’s very New York and it feels like home.
Retirement Yenta wants you to consider making a change to each of your homes. Don’t let them all feel like drones. Let the style of your town guide the colors you choose. Your throne will feel at home and you will never lose.
Retirement Yenta knows one thing, dear Readers. She knows that real estate is almost always a good investment. She also knows that if you are pre-Retirement, you still have money coming in and it is much easier to make a mortgage payment than when you are on a fixed income. Yes, dear Readers, RY knows she has given this advice before (see tip #5 and tip #338.) Your dear Yenta does not have the “Heimers” (Alzheimers). This little Yenta thinks that this is important because in this anticipated inflationary environment, people are investing in real estate now, and prices are likely to go up. Plus, if the Millennials come around to becoming home owners, there is yet another chance for even higher home prices.
So, dear Readers, what’s a pre-Retiree to do? Well, this Yenta believes the first step is to choose your Retirement Community. Where is YOUR happy place? Is it the mountains? The beach? The southwest? The northwest? Europe? Australia? Japan? Once you have imagined your happy place, RY wants you to go there. Spend more than a week in this happy land. Get to know the locals. Get to know what your routine would be. Find out if you have the support system you would need if you were there 12 months a year.
This may take a couple of trips to a couple of different locals.
Once you have found your locale, RY wants you to consider your Retirement Lifestyle. She recommends you avoid homes with a lot of stairs. Think of your elder years, and how your parents’ bodies held up. Make home choices that will give you what you will need.
Finally, make that purchase, dear Readers. Buy it. Buy it, NOW. Don’t wait for the future. The time will never be more right. Retirement Yenta says: Buy your Retirement Home now and use it as a vacation home. Enjoy it now because your time here may be short or you may out live your entire cohort. Either way, have some fun…go out and home-shop and get this job done.
Oy, dear Readers, OY!!! The sun, the surf, the chlorine, the wind, the sand…it can do a Yenta’s hair in! That’s right, dear Readers. You know your Yenta loves her summers. She loves her beach. She loves all of these things that are really rough of her hair. So, what does a Yenta do? She takes extra-special care of her hair. Sun, wind, salt water, chlorine, and sand can be very drying for this Yenta’s fine follicles. So, this Yenta gets conditioning treatments and keratin treatments to keep her hair silky smooth, and well-hydrated. This Yenta knows the importance of keeping her locks luxurious so it doesn’t crack, split, and tangle like a rat’s nest. RY can allow herself to get out and enjoy the sun she loves because she knows that taking care of her hair will ensure it grows. Now, dear Readers, get out and enjoy the sun, have some fun, then come home and treat your hair nice, or know if you don’t, you will certainly pay a high price.
Retirement Yenta has been ruminating on her 400th tip: Treat. Yo. Self. She loved her retreat and she has been thinking about one thing recently. The length of the trip was absolutely perfect. Over her many years of travel, RY has learned that, like a fish that’s been out of water too many days, trips that are too long can start to stink. Now dear Readers, RY knows what you are asking: “What about your trips to your Retirement Home?” Well, dear Ones, trips to other homes are a totally different story. In your 2nd home, you are surrounded by your own personal things. There are pictures of the kids, Office Pug, dear friends, your own food, your full Retirement Wardrobe, and even your own tennis racquet. When on the road to other destinations, RY packs light. She doesn’t need to get tennis elbow from carrying a heavy suitcase! She’s saving that one for the courts!
Retirement Yenta says: Make your getaways quick. You will feel relaxed, rejuvenated, and anything but sick. You can then save some time and your own dime for heading to your own beach lickety split, for my dear Readers, variety is the spice of life!!
It’s the best day of the year, dear Readers!
Retirement Yenta recently decided to treat herself to a retreat of Pilates and Yoga led by Stephanie Joiner and Morgan Miller Let a Yenta tell you, dear Readers, it was the very thing this Yenta needed! A few restorative classes, some camaraderie with the youth of today (RY was the oldest person on this trip by 20 years, easily), some wilderness, and some fresh mountain air. It was relaxing and rejuvenating. RY could not imagine how amazing the weekend was going to be before she arrived.
So whether you like exercise, jazzercise, shopper-cise, or even vacation-er-cise, RY thinks you should take some time, relax and unwind. Retirement Yenta wants you to Treat (and Re-Treat) Yo Self on a regular basis. You deserve it. #bestdayoftheyear!
Memorial Day is around the corner, dear Readers! The arrival of summer brings with it the need for cute footwear! You know your dear Yenta loves a cute shoe, sandal, and a nice pedicure to go with it. Well, dear Readers, RY has her pink pedi on and she’s been scooting around her house in her favorite driving shoes. You know the ones, they’re flat, suede, and have little rubber plates instead of full sole. Well, OY, they don’t do a great job supporting the ol’ dogs. RY’s arches are screaming for support! So, dear Readers, RY decided it was time for a new pair of kicks. Being a fashion minded gal, RY won’t have just any ol’ shoes on these feet. They need to be fashion forward! But, they also have to support a Baby Boomer’s feet. Well, let a Yenta tell you, you will not see her in an orthotic shoe. Those are for OLD people and while this Yenta is fast approaching a Retirement Level of 10, she’s not going to be caught in public or in private with an old person’s shoe covering up her pretty piggies. So, Your Yenta wants to introduce you to the Ortholite insoles. Talk about your supportive comfort! That’s right, Readers…support and comfort. But instead of the indignity of buying insoles, Ortholite has partnered with some awesome shoe brands (like Tretorn, Bass, Keds, and Kenneth Cole). These insoles come pre-installed! So, dear Readers, you can buy your PF Flyers; you can run faster, and jump higher, but your feet won’t hurt, and that, dear Friends is the real, true dirt.
Retirement Yenta knows one important fact about real estate: location, Location, LOCATION! It’s the most important thing when it comes to your property. When RY was researching her Miami Beach Retirement Location, she knew she needed to have ocean view. Not only did your Yenta know she needed to see the tide roll in, she knew that the view would pay for itself. RY has been able to rent her ocean front view until she was ready to begin her higher levels of Retirement. She also knows that it will sell high once she decides to move on. RY recommends you do other research when searching for any home, be it a NYC apartment for daily living or a Miami Beach retirement or vacation home. RY likes to spend time in locations to get a sense of the neighborhood. What’s the nightlife like where you want to move? Are there bars playing loud music all hours of the night? Is there foot traffic on the street at 11:00 pm? Does the hood change after dark and feel unsafe? Are there good restaurants nearby, or do you have to commute somewhere to find a good slice, or nice kosher meal?
Finally, RY wants you to consider having an investment property. A nice studio in the correct location can pay the maintenance for itself and a retirement home if the location is right and the apartment has a good view.
RY says: Watch Million Dollar Listing to learn about location, Location, LOCATION. Watch and plan and visit and buy!
Retirement Yenta LOVES to perform her civic duty of voting. She thinks of Susan B. Anthony every time she pulls that lever. Your dear Yenta thinks we are lucky to live in a society that believes in the right to vote. Thanks, Suzy B! Your hard fought battle was worth it! This little Yenta knows something else about voting…that’s how to avoid the long lines and how to get out of town after all is said and done! She wants you to do a little research on your state rules for voting in preparation for any upcoming primary elections, or for any upcoming national elections. She wants YOU to know of the many different ways there are to vote (and to register)! Not only are absentee ballots available, but also in many states, voting begins early, so you can go in and cast your ballot a week in advance!
This past primary, your Yenta jaunted over to her voting location, hopped into a booth, cast her vote, popped into a cab, caught a flight to Miami Beach, and got a tan before the election returns started rolling in. RY believes this is the best way to celebrate good ol’ Suzy B. Get out and vote, then get out of town and watch the returns roll in as she watches the tide roll in from the Atlantic Ocean…with a glass of wine in her hand, raised in a salute to Susan B. Anthony!