Retirement Yenta believes in luxury. Luxurious things makes a Yenta feel good when she is using them. It is a much more pleasant feeling to sign a check with a nice pen, than one of those cheap give-away pens you find at your local bank. Your dear Yenta suggests you stock up now ( as people start to text more), especially if you find your favorite pen on sale. This will ensure you have your favorite things around you when you are living on a fixed income. Retirement Yenta says: Buy Now, Save for Later!