Oy! The Rain! Yes, that’s right, Retirement Yenta arrived in Miami Beach this week during a deluge of rain. Fortunately, this wise, little Yenta packed a poncho. Retirement Yenta goes nowhere without one. She also believes that a nice neon green or bright yellow poncho is great for brightening up those dull, gray, rainy days. PLUS, it adds that needed punch of color to one’s black-and-white, mix-and-match vacation ensemble (see Tip #126). Retirement Yenta says: Pack a Poncho, it could prove prudent in a pelting downpour.