We all know that times are tight, and airlines are cutting back on their programs. Retirement Yenta says, “Don’t count on your miles being there for you! Start using those miles now.” As your dear Yenta has recommended before: you should start living out of your future. Enjoy some of the joys of retirement now (i.e., travel), to help you start visualizing what you want out of your life in retirement. If you don’t have time to travel now, give some of those miles to a charity or a relative who deserves a break!